Canadian Personal Finance for Millennials by

Canadian Personal Finance for Millennials by


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02:01 - Who is Urgen Kuyee? 

He's a passionate bibliophile and aspiring personal finance expert.  

03:57 -, a Canadian personal finance blog.

During nursing school a lot of my classmates, especially female classmates, love to shop. They love to buy the latest iPhone, Michael Kors bags etc. ... however they don't know the difference between a TFSA and an RRSP, their credit score or how much interest they are paying on their credit cards. 

I wanted to educate my classmates. I started writing blogs, posting it on my Facebook. One day I got a message on LinkedIn, it was super random and said, "Hey Urgen, can you write a blog for our webpage, we'll pay you $200."

06:09 - Women need to save more money.

Research shows that females tend to live longer than their male counterparts. The other reason, sadly, is that females across the world are paid less than their male counter parts with the same education for the same job. It's very important for women to save for the long term.  

08:15 - Gaining confidence in blogging.

11:25 - Three (3) articles features in The Globe & Mail:

Article #1 - EQ Bank

Article #2 - Health Care of Ontario Pension Plan (HOOP) 

Article #3 -  Dollar Cost Averaging

13:29 - How did you get Rob Carrick to feature your blog in his link?

I've met Rob in person and we've communicated via email. Every time I write a new post I send an e-mail to Rob. I'll ask him if he likes my blog to feature it one of his articles. In the beginning, Rob would just ignore me. He wouldn't even respond to my e-mails. Now, slowly, he is replying to my e-mails and even giving me suggestions on how to improve my blog or calling out typos. It's great and shows you can't give up easily.

14:56 - TFSA vs. RRSP

The winner for millennials - TFSA

17:58 - Index vs. Mutual funds

The winner for millennials - Index Funds

23:14 - Dollar cost averaging

27:27 - Kijiji side hustle

29:57 - Can you make money doing online surveys?

Yup, check out Swagbucks and Opinion Outpost

31:14 - Urgen's one year shopping ban

33:37 - The Urgen Kuyee Leadership Award at Seneca College

You have to have a GPA less than 3.3 in order to qualify for the $1,000 award.

39:16 - The most frugal thing Urgen is proud of. 

42:40 - Urgen's long term life goal. 

47:45 - Life in Nepal.

51:38 - "He or she who is willing to be the most uncomfortable is not only the bravest but rises the fastest" - Brene Brown

54:53 - Final take away.

Moving Back to Canada From the USA | 023

Moving Back to Canada From the USA | 023

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